Financial consulting · Galicia, Spain

Every estate moves at its own pace. My work begins by understanding yours, before proposing anything.

I advise companies and families who would rather decide on their own terms. I take on few accounts and give each one the time it needs.

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Four principles

What the work rests on

Commitment

I work with a limited number of clients. It is the only way to know a business from the inside and to be reachable when a decision cannot wait. If I take on an engagement, it is because I can give it the time it demands.

Professionalism

Method before opinion. Every recommendation rests on figures you can verify, is explained in plain language and is put in writing. Nothing I propose should need a glossary.

Experience

Years of balance sheets, year-ends, refinancings and successions. Experience is not having seen many cases; it is recognising early which ones resemble each other, and knowing where each tends to go wrong.

Trust

What is said in my office stays there. I work independently: I take no third-party commission for recommending a product, and for that very reason I can also recommend doing nothing at all.

Method

Listen first. Then the numbers.

Most of the financial problems that reach my desk did not start out financial. They started as a conversation that was not had in time.

That is why the first meeting carries no proposal: it carries questions. Until I understand how the money is made, who decides, and what you want settled ten years from now, any recommendation would be a guess.

From there the work is concrete: diagnosis, priorities, and a plan that fits on a single page.

First conversation: No commitment
Based in: Meis, Pontevedra, Spain

Every estate moves at its own pace. My work begins by understanding yours, before proposing anything.

What the work rests on

Listen first. Then the numbers.

Let us talk